With only a tap of your iPhone or Apple Watch, Apple Pay offers a quick and secure way to complete transactions, revolutionizing the way we make payments. However, it is not impervious to bugs like any other technology.
The dreaded “Apple Pay Services Are Currently Unavailable” bug is one irksome problem that some users run into. Do not be alarmed if you have found yourself in this circumstance. We’ll lead you through fixes in this extensive guide so you can fix the problem and resume using Apple Pay.
Understanding The “Apple Pay Services Are Currently Unavailable”
Let’s first understand the root causes of this problem before moving on to the answers. To deal with it successfully, you must have a thorough grasp of it.
This issue arises when your Apple Pay services are momentarily interrupted, prohibiting you from using the app to make payments.
There are a number of different reasons why the warning “Apple Pay services are currently unavailable is displayed, including:
- Apple Pay is unavailable due to maintenance. Apple Pay is a complicated mechanism that needs ongoing upkeep. This error message might appear if Apple is maintaining the system.
- Apple Pay does not accept your card. Apple Pay does not accept all credit cards. To find out if your card qualifies, contact your bank or credit card provider.
- Your device or network connection is not working properly. You can get this error message if your device is not running the most recent software or is not connected to the internet.
- The Apple Pay account you are using is having trouble. You might need to update your Apple Pay account if you recently changed your Apple ID billing information or password.
- Your daily spending cap has been exceeded. The daily spending cap for Apple Pay is $2,000. If you go over this cap, Apple Pay won’t work for you until the next day.
Quick Fixes For the “Apple Pay Services Are Currently Unavailable” Issue
The present unavailability of Apple Pay Services can be resolved in a number of ways, most of which are rather straightforward. To address the problem, you might need to try multiple of the below-listed solutions.
1. Examine Your Internet Connection
You won’t be able to use Apple Pay or many other connectivity capabilities on your iPhone if you don’t have mobile or WiFi access. The notice that reads “Apple Pay Services are currently unavailable” is probably displayed because you are in a dead zone.
You need to obtain WiFi or cell service back in order to resolve this problem. You could have to alternate between the two or look for a place with superior service.
2. Restart Your Device
Restarting your device will frequently repair small issues with it, including this error. To restart your device, long-press and hold the power button. On the screen, a slider will then appear; move it from left to right to turn it off. Press and hold the power button once until the Apple logo appears on your screen to turn it back on.
3. Modify iPhone’s Regional Settings
Apple Pay services are only available in specific areas or countries; if the iPhone is set to a different region, it may result in Apple Pay not working. The issue might be resolved in this scenario by modifying the iPhone’s regional settings.
- Open the Settings app on your iPhone and choose General.
- Open Language and Region now, and then tap on Region.
- After choosing the appropriate location, tap on Done.
- Now check to see if the Apple Pay Services outage problem has been fixed.
Read Also: Error 4013 On iPhone: What It Means And How To Fix It
4. Update Your iPhone
An upgrade to iOS, similar to resetting your iPhone, maybe the cause of your inability to use Apple Pay services. You should make it a habit to update your iPhone frequently, and if you’d like, you can set it up to do so automatically.
Take the following actions to upgrade your iPhone’s iOS:
- Tap the Settings app
- Tap General
- Tap Software Update
- Tap Install Now if an update is available
5. Log Out And Back Into Apple ID
You may also try logging in and out of your Apple ID to see if that helps. This can occasionally resolve the issue with Apple Pay services not working; it works like an internal reset of your Apple ID settings.
To sign in and out of your Apple ID on your iPhone, follow these steps:
- Open your iPhone’s Settings.
- At the top of the settings screen, tap your name or the username connected to your Apple ID.
- Slide and tap Sign out.
- Exit the Settings menu and then reopen it.
- Click the Apple ID button at the top of the display.
- Enter your login ID and password to access your Apple ID account once more.
6. Turn Off VPN
If you are utilizing a VPN while using Apple Pay, the problem can arise. Disabling your VPN will allow you to see if you can send money or not. VPN is the main culprit if you can send money; if not, try another approach.
- In the iPhone settings menu, select General.
- Scroll down and choose VPN and Device Management.
- Turn off the Status slider.
7. Apple Pay Service Unavailable
There isn’t much you can do to improve the Apple Pay system as a whole if it isn’t functioning. Before making any further adjustments, you should check the system’s status directly through Apple as a recommended first step.
You basically have to wait for things to get fixed if the system is down. Once it’s operational again, you can resume using Apple Pay as normal.
FAQs
Q.1: If I change the settings for Apple Pay, will I lose my payment history?
No, You won’t lose your payment history.
Q.2: How much time does it typically take to fix this issue?
Although it varies, most problems are handled in a short period of time.
Q.3: During this problem, can I still use Apple Pay for online purchases?
No, the problem applies to both in-person and online purchases.
Q.4: Are there any security dangers connected to this issue?
No, with this problem, your payment information is safe.
