With a constant increase in the number of cars on the road, it gets very tough to protect your car from unwanted mishaps so we need Car Insurance.
High repair costs, coupled with the cost of spare parts, can definitely pinch your pockets, which is why it is essential to have a good Car Insurance or a Package Motor Insurance policy.
Key Benefits Of Car Insurance:
- Avail 24×7 call assistance and SMS updates for claims support, even on holidays.
- Receive 75% on account payment facility based on requirement and when liability is above a certain limit
- Avail 24×7 Roadside Assistance with your Car Insurance policy
- Zero Depreciation Cover can be availed as an add-on cover with Car Insurance
Coverages Of Our Car Insurance Policy:
1. Loss Or Damage To Your Car Due To Natural Calamities
Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide and rockslide.
2. Personal Accident Cover
Coverage of Rs. 2 lakh for the owner-driver of the vehicle while driving or travelling and mounting or dismounting from the Four-wheeler. Optional personal accident covers for Passenger/ Paid Driver/ driver/ Insured are also available.
3. Third Party Legal Liability
Protection against legal liability due to accidental damages caused to the surrounding property and/ or resulting in permanent injury or death of a person.
Add on Covers with your Motor Insurance/Car Insurance policy
24×7 Spot Assistance
This is a Pan-India cover for car insurance policyholders who need assistance while on the road. This includes providing service for emergencies such as repair of flat tyre, jump start for car battery, legal advice in case of an accident and many more.
Lock And key Replacement Cover
In the event of an irrecoverable loss of keys or a security risk arising out of a loss of the same, you will be indemnified for the cost incurred in fitting or purchasing new locks or replacement of keys of the insured vehicle.
Accident Shield
Compensations will be made for total permanent disability or death of occupants (other than a paid driver), which arises out of bodily injury due to an accident that takes place while they are travelling in the insured car.
Send Your Car For Repair, If Applicable
Whether your car is vandalized, meets with a collision, or gets damaged by some peril, you would need to take it to the garage, if it is in a movable condition, or have it towed there to avoid any further damage.
Final Step For Claim Settlement
You will have to submit the copies of all the required documents to the garage/dealer who is helping you with your Vehicle Insurance claim and get them verified with the originals.
Following which, we will make the payment for the repair directly to the network garage once it is ready to be sent back to you.
Do note that you will have to pay the excess amount according to the norms mentioned in your policy that include depreciation amount, salvage etc. which will be informed to you by our surveyor.
